Financing with Affirm
We understand that having flexible payment options is important especially when replacing an engine or parts for a piece of legacy equipment. We at Big Bear Engine Company know that getting a replacement engine quickly is the difference between lost time and revenue for your business. For most small long blocks, most production is already completed and can ship the same day if necessary. Big Bore reman long blocks can sometimes ship same day depending on machine shop lead time.
In addition to check, wire or credit card we have partnered with leading financing firm, Affirm, to be able to offer a convenient way for you to finance your engine in small monthly payments that fit within your budget and schedule.
The process is simple and straightforward. Once an invoice has been agreed upon by both parties, we connect you with the Affirm App or Affirm Card where you can choose the best financing options that work for you. Prequalification is straightforward with quick turnaround times. Once approved our sales staff can work with you to finalize shipping.
Benefits of Using Affirm:
- Manage your budget by splitting the cost of their purchases into smaller, more manageable payments.
- Shop confidently, knowing they can access affordable financing options that suit their needs.
- Avoid surprises by clearly understanding the payment terms and conditions upfront.
- Pay over 3, 6, 12,18, 24, 36 up to 60 months with rates from 0% APR or 10%-36% APR (check with your sales representative to see which payment options are available in your area and which meet your customer profile prequalifications)
Prequalifcaion Process:
- The customer clicks the Prequalification messaging.
- The customer sees an educational modal with additional information.
- The customer clicks See if you qualify.
- The customer signs in or creates a new Affirm account.
- The customer verifies their income if it is their first time at this merchant.
- The customer sees amount they are prequalified for and receives an email and SMS.
To learn more about financing an engine or engine part via Affirm contact one of our sales representative for more information: sales@4btengines.com Affirm Lending Disclosure: https://www.affirm.com/disclosures
We understand that purchasing a new parts replacement assembly for commercial or off-roading purposes is not one to be made lightly. Financing is a fantastic option for customers looking to conserve working capital while being able to get back on the road quickly. There are many advantages to financing and we can help you every step of the approval process. We do not offer in-house financing but can recommend multiple commercial and industrial equipment financing companies we've worked with.
The benefits of financing include:
- Simple Easy to Follow Application Process
- Quick Approval Time – Roughly 24 Hrs
- Conserve Working Capital
- Low Lease Rates
- Finance Engine Purchase and Installation in 1 Lease
- Low Fixed Monthly Payments Throughout Term
- Tax Savings Under IRS Section 179
- Extremely Turnaround Times on Credit Applications Less than $100,000
- No Hidden Fees – Own Your Equipment Outright at the End of Lease Term
Fixed Payment Schedule:
The rate of your lease will always be a fixed rate throughout the duration of your term. It will not vary with interest rate changes. With credit cards or loans rates adjust may adjust based upon the current market fluctuations. Our fixed monthly payments make your engine or parts purchase more affordable without the up-front capital required for a cash sale.
Preserve Existing Lines of Credit:
By using an outside financing company your existing lines of credit will not be affected. The vast majority of banks and credit card companies will reduce your existing credit lines with every purchase or loan transactions. Financing with us will preserve those much needed lines of credit to keep your cashflow within your business.
Tax Deductible: 
Under IRS Tax Code Section 179 your equipment lease may be tax deductible. Many time bank loans are not tax deductible. Consult with your tax accountant to determine the how much of a deduction you might be eligible to receive.
Give us a call today at 844-340-4114 for immediate sales and support for the Cummins 4BT, Cummins 6BT or CAT 3306. If you have any questions check out our FAQ Page. We are always ready to help or just listen to your crazy off-roading adventures!
